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Start for freeDiscovering Unclaimed Money: A Treasure Hunt in Your State
Many people are unaware that they might be entitled to unclaimed money from old bank accounts, investments, insurance policies, or property sales. These funds become lost over time and end up in a state trust when the rightful owners can't be located. With over $58 billion in unclaimed money in the U.S., there's a good chance you or someone in your family has money waiting to be claimed.
How to Search for Unclaimed Property
- Go to Google and type in your state followed by 'unclaimed property search'.
- Look for the link to your state's Comptroller's office.
- Navigate to the 'unclaimed property search' section.
- Enter your name or the name of a family member.
- If you find unclaimed money, complete the verification form and wait for your check.
This simple process can yield surprising results, and it's worth searching even if you think there's nothing out there.
Free Government Grants: A Helping Hand for Homeowners
Mortgage Assistance Programs
- 995 Hope offers a hotline (888-995-HOPE) to assist with mortgage payments, potentially reducing them by half.
- In response to the 2008 financial crisis, they've helped over 9 million people avoid foreclosure.
- With various programs available, they cater to different needs, whether it's temporary relief or ongoing support.
Debt Management and Home Purchase Assistance
- For other debts like credit card debt, visit HUD.gov and look for the Office of Housing Counseling.
- For aspiring homeowners, the American Dream Downpayment Initiative provides up to $10,000 for closing costs or down payments.
- Explore more at NCSHA.org for state-specific housing assistance programs.
- The U.S. Department of Energy Weatherization Assistance Program offers funds for home repairs and upgrades.
Tackling Student Debt with Government Aid
Don't fall prey to businesses charging excessive fees for student loan repayment help. Instead, check out these resources:
- StudentAid.gov for repayment options.
- NCLC.org for consumer loan information.
- ConsumerFinance.gov for guidance on repaying student debts.
Employment and Training Resources
- ServiceLocator.org can assist with job searches and provide training grants of up to $8,000.
Support for Small Business Owners
- America's SBDC offers comprehensive help for starting or growing a business, including financing, tax advice, and more.
By utilizing these resources, you can take advantage of the various programs designed to alleviate financial burdens and improve your economic situation. Remember to stay proactive in your search for government assistance, as many of these funds go unclaimed each year.
Remember: Always perform due diligence and verify the legitimacy of any program before providing your personal information.
For more information and to watch the original video which inspired this guide, visit YouTube.