Create articles from any YouTube video or use our API to get YouTube transcriptions
Start for freeIntroduction to ES1: Your Direct Line to Exclusive UK Property Investments
When it comes to investing in UK property, the direct approach often yields the best results. ES1, standing for Exclusive Stock, is a company that prioritizes delivering UK property investments directly from developers to investors. As a master agent, ES1 ensures exclusive access to off-market properties, meaning investors can tap into premium apartments not available elsewhere.
The Master Agent Advantage
By investing in their own sites, ES1's directors forge strong relationships with developers and support funding, which grants them master agent status. This status is not merely a title; it implies complete control over the entire development, allowing ES1 to offer:
- Access to exclusive, off-market properties
- Control over stock distribution, reserving premium units for investors
- Joint venture partnerships with developers for site investment
Mitigating Investment Risks
Investing in new build developments comes with inherent risks, such as delayed income due to construction timelines and the potential for developer insolvency. ES1 addresses these concerns by:
- Providing support funding for developments
- Ensuring that developers are forward-funded
- Conducting due diligence on developer financial health
Rental Assurance and Void Protection
Rental Assurance, also known as void protection, is a scheme designed to protect investors from income loss during void periods. ES1 partners with Dam House Management to guarantee full rental income even when properties are temporarily unoccupied. This legally binding agreement is part of the contract and provides peace of mind for up to 10 years.
The Appeal of Northern UK Investment
The UK's northern regions currently offer better growth prospects than the saturated southern market. Thanks to the government's Northern Powerhouse scheme, areas like Liverpool and Hull are receiving significant investment to improve infrastructure and amenities, which is expected to boost property values.
Leveraging Mortgages for Higher Returns
Utilizing a mortgage can dramatically increase investment returns. By borrowing to invest in a higher-valued asset, investors can reap the benefits of property appreciation on a larger scale. ES1 illustrates how a mortgage can turn an 8% rental yield into a 10-11% return, outperforming cash investments.
The Benefits of New Developments
Focusing on new developments allows investors to capitalize on regenerating areas poised for growth. ES1 offers properties with 999-year leases, no ground rent, and 10-year build warranties. New properties are also low maintenance and come with the latest technology and design standards.
Investment Costs and Process
ES1's transparent investment process involves a holding fee, anti-money laundering checks, and reservation deposits. With an eye toward tax efficiency, they partner with organizations like GGR to ensure that investments are structured optimally.
Building a Portfolio with ES1
For investors looking to build a UK property portfolio, ES1's approach aligns with the goal of acquiring multiple properties over time. Their focus on risk mitigation, rental income protection, and strategic investment in growth areas makes them a compelling choice for both new and seasoned investors.
In summary, ES1 offers a comprehensive investment model that prioritizes direct access to exclusive properties, risk mitigation, and enhanced returns through mortgage leveraging. Their focus on new developments in emerging markets and strategic partnerships with developers ensures that investors have a solid foundation for long-term growth.
For a more in-depth understanding of ES1's investment strategy and offerings, you can watch the full presentation here.